⭐⭐⭐⭐⭐ 10 000+ happy Canadians

#1 Debt Counselling Service in Canada

Get rid of your debt with the help of our top of the line debt counselling advisors. Everyone qualifies and speaking with an advisor is 100% free.

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Who Are We?

We are a team of credit counsellors and we can help you get rid of your debt…

With hundred of years of combined experience, the credit counsellors we work with can help you create a plan, budget and find the best option to help you get rid of your debt and improve your financial life.

Find a solution

What Our Customers Say About Us

★★★★★

I was drowning in debt and didn’t know where to turn. CanadaDebtRelief.org was a lifesaver! They connected me with a fantastic credit counsellor who helped me reduce my monthly payments by 50%. I can finally breathe again and start planning for my future. Highly recommend their services!

Jenna O.Alberta

★★★★★

CanadaDebtRelief.org made finding a credit counsellor easy and stress-free. The counsellor they connected me with was knowledgeable and supportive, and we were able to develop a plan that cut my debt payments in half. I’m so grateful for their help and support. Thank you!

Mark T.Quebec

★★★★★

I was skeptical at first, but CanadaDebtRelief.org exceeded my expectations. Their service was quick and efficient, and I was able to find a credit counsellor who truly understood my financial situation. I’ve seen a significant reduction in my debt payments, and I couldn’t be happier.

Jerry L.Ontario

3 easy steps

Speak with a counsellor

Review your budget, debt and financial situation with an accredited credit counsellor in your area.

Explore your options

See if you qualify for a debt management program and learn about other options for debt relief.

Start anytime!

As soon as you found the right option for you, take some time to decide if you’re interested.

Find a solution

Reduce your debt payments by up to 50%

Call us at any time during our opening hours to speak with an accredited credit counsellor.

+1 (844) 750-8949

Frquently Asked Questions

What is debt counselling and how does it work in Canada?

Debt counselling is a professional service that helps Canadians manage and reduce unsecured debt such as credit cards, personal loans, payday loans, and lines of credit. A certified credit counsellor reviews your financial situation, creates a realistic budget, and explains debt relief options available under Canadian regulations. The goal is to help you regain control of your finances while avoiding unnecessary penalties or legal action.

Is debt counselling free in Canada?

Yes, speaking with a debt counsellor is typically free. At CanadaDebtRelief.org, consultations are 100 percent confidential and obligation-free. During your initial consultation, a credit counsellor will assess your situation and explain whether you qualify for debt relief programs without requiring upfront payment.

How can debt counselling help reduce my monthly payments?

Debt counselling can help lower your monthly payments by negotiating with creditors, consolidating multiple debts into a structured plan, or recommending alternatives such as debt management programs. Many Canadians are able to reduce their monthly debt payments by up to 50 percent depending on their financial profile, total debt, and creditor participation.

What types of debt can be included in a debt relief program?

Most unsecured debts can be included, such as credit card debt, payday loans, installment loans, and unsecured personal loans. Secured debts like mortgages or car loans are usually handled separately, but a counsellor can still help you understand how they fit into your overall financial plan.

Will debt counselling affect my credit score?

Debt counselling itself does not harm your credit score. However, the specific debt relief solution you choose may have a temporary impact depending on how creditors report payments. A credit counsellor will clearly explain the short-term and long-term effects so you can make an informed decision that aligns with your financial goals.

Is debt counselling better than debt settlement?

Debt counselling focuses on education, budgeting, and structured repayment solutions, while debt settlement typically involves negotiating lump-sum reductions and may carry higher risks. For many Canadians, debt counselling is a safer and more sustainable approach because it emphasizes long-term financial stability rather than quick fixes.

How long does it take to get out of debt with a counsellor?

Lorem ipsum dolor sitThe timeline varies based on the amount of debt and the solution chosen. Some debt management plans last between 24 and 60 months. Your counsellor will provide a clear timeline during your consultation so you know exactly what to expect. amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.

Do I qualify for debt relief if my income is low?

Yes, many Canadians with low or irregular income still qualify for debt relief options. Credit counsellors consider your full financial picture, not just income. Even if you feel overwhelmed or behind on payments, there may still be solutions available to help stabilize your finances.

Is debt counselling available across Canada?

Yes, debt counselling services are available nationwide. CanadaDebtRelief.org connects Canadians with licensed and accredited credit counsellors across all provinces and territories, including Ontario, Quebec, British Columbia, Alberta, and beyond.

Is my information confidential?

Absolutely. All consultations are confidential and secure. Your personal and financial information is protected and only used to evaluate your eligibility for debt relief solutions. There is no obligation to proceed after speaking with a counsellor.

Can debt counselling help me avoid bankruptcy?

In many cases, yes. Debt counselling is often used as an alternative to bankruptcy or consumer proposals. A counsellor will explain all available options so you can choose the best path forward before considering more severe legal measures.

#1 Debt Counselling Service in Canada

Who Are We?​

We are a team of credit counsellors and we can help you get rid of your debt…

What Our Customers Say About Us​

3 easy steps

Speak with a counsellor

Explore your options

Start anytime!

Reduce your debt payments by up to 50%

Frquently Asked Questions

Who Are We?

What Our Customers Say About Us