Last updated: 2025/12/01
These Terms and Conditions (“Terms”) govern your access to and use of CanadaDebtRelief.org (the “Website”), operated by Canada Debt Relief (“we,” “us,” “our”).
By accessing or using the Website, you agree to be bound by these Terms. If you do not agree, you must not use the Website.
1. Nature of the Service
CanadaDebtRelief.org is an informational and lead-generation platform designed to connect Canadian consumers with third-party debt relief, debt settlement, credit counseling, or related service providers.
We are not:
- a lender
- a debt settlement company
- a credit counseling agency
- a licensed insolvency trustee
- a law firm or financial advisor
We do not provide financial, legal, or professional advice.
2. No Financial or Legal Advice
All information on the Website is provided for general informational purposes only.
Nothing on the Website constitutes:
- financial advice
- legal advice
- credit advice
- a recommendation or guarantee of results
You are solely responsible for evaluating any services offered by third-party providers and for making your own financial decisions.
3. Third-Party Providers
Any debt relief or settlement services are provided by independent third-party companies.
CanadaDebtRelief.org:
- does not control or manage third-party providers
- does not guarantee approval, debt reduction, or specific outcomes
- is not a party to any agreement between you and a provider
Any contract or arrangement is strictly between you and the third-party provider.
4. Eligibility and User Representations
By using the Website, you represent that:
- you are at least 18 years old
- you reside in Canada
- all information you submit is accurate, truthful, and complete
Providing false or misleading information may result in disqualification from referral or services.
5. Compensation Disclosure
CanadaDebtRelief.org may receive compensation when users are referred to or engage with third-party service providers.
Such compensation does not necessarily influence which providers are displayed or referred, and it does not increase any fees charged to you by third parties unless explicitly disclosed by them.
6. No Guarantees
The Website and its content are provided “as is” and “as available.”
We make no warranties or guarantees regarding:
- eligibility or acceptance by any provider
- debt reduction amounts or savings
- accuracy or completeness of content
- uninterrupted or error-free Website operation
7. Limitation of Liability
To the maximum extent permitted by law, CanadaDebtRelief.org shall not be liable for:
- any direct or indirect financial loss
- decisions made based on Website information
- actions or omissions of third-party providers
- service interruptions, data loss, or technical issues
Your sole remedy for dissatisfaction with the Website is to stop using it.
8. User Responsibilities and Prohibited Use
You agree not to:
- use the Website for unlawful, fraudulent, or deceptive purposes
- submit false, misleading, or unauthorized information
- attempt to gain unauthorized access to Website systems
- interfere with the Website’s functionality or security
We reserve the right to restrict or terminate access for violations of these Terms.
9. Intellectual Property
All content on the Website, including text, logos, graphics, layout, and design, is owned by or licensed to CanadaDebtRelief.org and protected by applicable intellectual property laws.
Unauthorized reproduction, distribution, or use is strictly prohibited.
10. Privacy
Your use of the Website is also governed by our Privacy Policy, which explains how we collect, use, and protect personal information.
11. External Links
The Website may contain links to third-party websites.
We are not responsible for:
- the content of third-party websites
- their terms, privacy practices, or services
Accessing third-party sites is at your own risk.
12. Suspension and Termination
We reserve the right, at our sole discretion, to suspend or terminate access to the Website at any time, without notice, for any violation of these Terms or for operational or security reasons.
13. Changes to These Terms
We may update these Terms at any time.
Changes become effective immediately upon posting to the Website. Continued use of the Website constitutes acceptance of the revised Terms.
14. Governing Law
These Terms shall be governed by and interpreted in accordance with the laws of Canada and the laws of the province in which the user resides, without regard to conflict-of-law principles.
15. Contact Information
If you have any questions regarding these Terms and Conditions, please contact:
CanadaDebtRelief.org
Email: support@canadadebtrelief.org
Website: https://canadadebtrelief.org